For a stock market trader it’s as good a time as any to take a moment to look back and torment yourself with all those things you didn’t know but could have guessed that would have made investment so easy over the last twelve months, simple things that would have taken all the stress out of it, saved an enormous amount of time and helped us to prematurely and gloriously retire.Įvery year there are a handful of these things that you needed to know that would have swept away all the bollocks, all the financial theory, all the research, all the complications and all the endless blah blah blah we were bombarded with. These days stocks don’t trade on valuations, they move on the basis of whether they beat consensus revenue and earnings growth estimates and raise their guidance.Īs long as Rocket keeps doing that, its shares are likely to benefit - and the heavy short interest in this stock could throw gasoline on that upward explosion.I like the concept of a “New” year. Indeed, the Journal noted that Rocket sported “a premium valuation before its earnings report of around 11 times FactSet’s consensus 2022 earnings - which is nearly twice that of peers’ - around 6 times.” Short sellers could make the case that Rocket shares are over-valued compare to those of its peers. The stock trades at a big premium to peers Although mortgage rates rose in the last week of February to the highest level since last August, Rocket told investors that “it expected its record origination volume in the fourth quarter would mostly hold steady into the first quarter of 2021,” noted the Journal. That increase is not hurting Rocket’s business. Mortgage originators are generally hurt by rising mortgage rates since it means that fewer people might want to refinance or buy a home. The case to bet that Rocket stock will go down hinges on rising mortgage rates and a high valuation. Rising interest rates could slow demand for mortgages The average price target represents a 3.46% increase from the last price of $24.30,” noted TipRanks. The average price target is $25.14 with a high forecast of $33.00 and a low forecast of $19.00. “Based on seven analysts offering 12 month price targets for Rocket Companies in the last 3 months. While analyst price targets are hardly scientific, the average target of $25.14 is slightly above where Rocket closed on March 1. As the Journal noted Rocket will pay such shareholders “a new special and non-recurring dividend of $1.11 per share which will total about $2.2 billion.” Trading below its price target Rocket made so much money that it’s issuing a special dividend which will be paid to stockholders as of March 9. Rocket’s per share earnings of $1.09 beat by 22 cents while revenue for the quarter at $4.78 billion - topped forecasts by $80 million, according to .įor the current quarter, Rocket forecasts what the Journal dubbed “better-than-expected guidance.”Īs CFO Julie Booth said, Rocket expects “closed loan volume of $98 billion to $103 billion compared to $51.7 billion in the first quarter of 2020 net rate lock volume of $88 billion to $95 billion, up from $56 billion in the first quarter of 2020 and gain-on-sale margins of 3.6% to 3.9% compared to 3.25% in the first quarter of 2020,” according to Rocket’s Fourth Quarter Earnings Call Transcript. Its fourth quarter results exceeded estimates.
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TLU students have participated in research at Texas A&M, University of Pennsylvania, University of Nebraska-Lincoln, Duke, University of Florida, among others. Students are encouraged to explore the wide range of summer opportunities offered by universities and industrial companies around the U.S. TLU students are active in state and national level professional scientific meetings. Laboratory work leads to the senior capstone experience where students work on a year-long (or more) independent project with a faculty mentor that culminates in a senior thesis and presentation at a professional conference. Our advanced lab courses hone the experimental skills needed to carry out more advanced laboratory work, while our computational methods courses provide the software foundations that are common in many laboratory settings. TLU Physics students are encouraged to explore faculty mentored research opportunities in the first year of their physics experience. Students from affiliate schools are also eligible to receive a discount for the January Intensive Term (J-Term), a special 11-day intensive format where students study and live together and get a head-start at building connections before enrolling as dual degree engineering students.įor information on how to apply, admissions criteria, application deadlines, financial aid, housing, and WashU’s J-Term visit /dualdegree Students can begin applications immediately, with the first cohort at WashU beginning in fall 2024. TLU students choosing this option will complete a minimum of 100 credit hours at TLU with a cumulative GPA of 3.25 in math and science coursework. Our students study at TLU for three years in the Bachelor of Science in Applied Physics program, then spend two years at WashU to complete both the bachelor’s in Applied Physics and a bachelor’s in Engineering in one of nine engineering majors including: McKelvey School of Engineering at Washington University in St. TLU is an official affiliate of the Washington University (WashU) McKelvey School of Engineering in St. Students will participate in the broader professional scientific community in Texas and around the U.S by attending regional and national scientific meetings. Our unique computational physics sequence includes instruction in widely used software applications for modern engineering and applied physics, including MATLAB™ and LabVIEW™. The TLU Physics faculty is committed to providing an engaging curriculum in the classroom, and faculty mentored, open-ended research opportunities outside the classroom. You will find physics degree holders in all areas of science and technology-related careers, as well as business, medicine, law and even economics.Īt TLU, physics students meet the challenges of understanding the natural world with small introductory classes, hands-on laboratory experiences and an active student-centered learning community. Students with degrees in physics work in any field which values critical thinking skills, mathematical dexterity, analysis, and creative problem solving. At TLU Physics, our attention to the individual student allows that curiosity to manifest in a variety of ways, accommodating a vast range of career goals. Students in physics are curious about how the universe works from the nano-scale interactions of biological systems to the mysteries of dark matter. As part of the complete undergraduate experience, all students are encouraged to seek out one of many summer research or internship opportunities that host physics students around the U.S. Students are encouraged to participate in faculty mentored independent research early on, and all students are required to complete a senior capstone research project. Several advanced labs, including a unique computational methods course sequence, allow students to hone experimental and computational skills. Introductory laboratories are designed to bolster both content knowledge and practical skills. Small class size and a dedicated faculty allow TLU Physics students to thrive and grow as learners. Students in physics degree programs learn the basic principles that govern the natural world and how to extend and apply those principles to solve new problems through experiment and mathematical analysis. In fact, the word “physics” stems from the Greek word phyusika, which translates to “natural things”. Physics is the most fundamental of all the natural sciences, aimed at understanding all parts of the natural world. To make sure that everything is synced and working once more, head back to OBS Studio and try another test chat.The Chat Platform to use is DeadSimpleChat is Dead Simple to add to your OBS Stream and has a Free Plan with all the features available to use.Īdding DeadSimpleChat to your OBS Stream follows the exact same steps as adding Stream Chat to your OBS Stream. One of the many great things about having this linked to OBS Studio is that, once you press save, it will automatically update on both websites. Now, head further down to 'Text Settings', and let’s make the text size slightly bigger- around 30px. Instead of 'Dark Chat,' you’re going to want to select 'Custom.' Once you do this, you’ll see that it will go ahead and adjust itself to be transparent. To make this change, head over to settings and find where it says 'Dark Chat'. This step will explain how to make the chat box transparent so that we can eliminate the black box in the middle of the stream. Since the chat is working, now is the time to head back to Stream Elements and make an adjustment. If this is truly working, you should see your chat appear on your stream. To test this, we will type 'This is a Test', send the message, and ensure that everything is working. If this does not appear on your screen, you can also do this directly on the Twitch app. With this, you should be able to exit settings and have the chat option on the left-hand side of your screen. Then, go to 'Stream' and ensure that under 'Service', it says 'Twitch'. To test your chat box, navigate to the bottom-right corner of your screen and click on 'Settings' inside OBS Studio. With this in place, we can go ahead and test the chat box! Step 7: Testing the Chat Box Now, just position this where you want your chat to be. Once you press 'Okay', you should see that your chat comes up as the same black box from Stream Elements. For the width and height, you’re going to want this to be 1920px (width) by 1080px (height). Next, it will ask you for a URL this is where you want to paste the link that you just copied for your Stream Elements chat overlay. Once that’s deleted, press the plus sign (+) icon, select 'Browser', name this 'Chat', and select 'Okay'. In your sources, you can see that there is already a 'Chat Overlay' you will want to delete this. You’re going to want to press the paper clip icon on Stream Elements to copy the chat box and then head over to OBS Studio. Step 6: Adding your Chat Box to OBS StudioĮven though we’ve finished the last step, we’re not entirely done adjusting the settings of the chat box. Press 'Save' one more time to finish this step. It will prompt you to give your overlay a name, so I’m going to call it 'Overlay Chat'. With all of these settings now correct, press 'Save'. Now, let’s change the color to white and adjust the text size to about 25. For tutorial purposes, let’s name the custom font ‘Impact’, which will give us a nice, bold, and easy-to-read font. Next, you’ll want to press 'Enable Custom Font', which can be found under 'Text Settings'. These dimensions will give you a nice-sized chat box, and then we can also directly resize the box inside OBS. You’ll want to make the dimensions 541px (width) by 670px (height). Step 5: Change the Size, Position, and Style of the Chatįirstly, you’ll want to go down to where it says ‘Position, Size, and Style’. This way, people have enough time to read the messages and do not try to spam the chat. Leave the messages fading after 30 seconds, and I recommend leaving the message delayed at 2 seconds. Make sure that 'Show Messages Permanently' is checked. Next, you will want to press 'Dark Chat' to customize this. You can also drag the corners out to change the shape of the chat box. You can drag this across the screen by simply clicking on it and moving it. After doing this, you’ll see a black box in the upper-left-hand part of your screen. Then select 'Stream Tools'.įrom here, click 'Your Stream’s Chat'. Press the plus sign (+) icon in the bottom left corner to create your chat box. Let’s just leave it at 1080p and click ‘Start’. On the left-hand side, select ‘Streaming Tools’ and then select ‘Overlays’.Īfter clicking this, it will ask you to choose an overlay resolution. Once this is all logged in, you’ll see this dashboard. It will ask you to authorize Twitch to have access to Stream Elements. įrom here, you will want to log in using your Twitch account. If you do not have this downloaded, you can do that here ! Step 2: Log in to Īfter you get OBS Studio set up, head to. You can also follow along with a video tutorial here ! Step 1: Open OBS Studioįirstly, ensure that you have OBS Studio opened and ready to go. By having a chat overlay on your stream, you are guaranteed to increase engagement, as viewers love to see their names pop up on the stream! In this article, you’ll learn, step-by-step, how to add a Twitch chat overlay to your OBS stream. If PURCHASER refuses to make said payments, PURCHASER hereby authorizes SELLER, at SELLER's option, to deduct such charge from payments made by PURCHASER, and any such charge so deducted will not be credited to the payment on the balance due on the purchase price, principal or interest. Such charge shall be made by direct billing to the property owner. Such charge shall not be assessed against SELLER and/or Assigns. PURCHASER hereby authorizes SELLER and/or Assigns to charge each property owner a maintenance fee of $5.00 per acre, per year, not to exceed $500.00 to improve and maintain entrances, roads, water lines, storage tanks and any other maintenance deemed necessary by the SELLER and/or Assigns in the Dove Creek Ranch Subdivision. This restriction will not prevent the Texas Veteran's Land Board (TVLB) from deeding a tract to a veteran for the purpose of a home site.ġ3. That no tract may be subdivided without the express written consent of the SELLER. Seller will not furnish water to any existing water troughs or tanks.ġ2. Only those Purchasers who own an interest in an existing well shall have the right to use water from said well unless water use is granted by the owners of the well. PURCHASER agrees not to impede the flow of water in and to existing water lines, tanks, or troughs that are on his property and grants ingress and egress to persons who need to maintain said improvements and wells which furnish water to the lines, tanks or troughs. That no commercial swine operation shall be permitted.ġ1. No communal residences shall be permitted.ġ0. Not more than one residence shall be permitted on any tract. Discharge of sewage from an RV, home or cabin on your property is strictly prohibited and illegal unless it is discharged into a permitted septic system (On Site Sewage Facility - OSSF) installed by a licensed installer.ĩ. No tract shall be maintained or utilized in such a manner as to violate any applicable statute, ordinance or regulation of the United States of America, the State of Texas, the County of Edwards, if applicable, or any other governmental agency having jurisdiction thereof.Ĩ. No noxious or offensive activity shall be carried on upon any tract nor shall anything be done thereon which may be or become an annoyance or nuisance to any adjoining tract. All fencing must be thirty (30) feet from the centerline of all main access roads.ħ. That no structure of any kind (including hunting blinds and/or deer feeders) shall be permitted within 100 feet of any property line. That no automobile, truck, trailer, or other vehicle shall be abandoned on this property, nor shall there be any dumping or placing of unsightly objects of any kind on the property.Ħ. If Purchaser desires to remove or alter any existing fences on his property Lessee shall be notified in advance in order to maintain control of the livestock.ĥ. Purchaser has no obligation to continue this lease and may cancel the lease on his property by constructing fencing that meets local standards and is adequate to keep Lessee's livestock off his property and then giving Lessee 30 days advance notice that he wishes to not participate in the lease. Purchaser understands that livestock may be present on his land and that sources of water on his land that existed when the property was purchased may be used for said livestock. There exists a grazing lease on this property. The property shall not be used for commercial or manufacturing purposes.Ĥ. Hunting by landowners and their guests only.ģ. No seasonal lease or day lease hunting is permitted. The property shall not be used for commercial hunting. Hunting of all kinds for all game or other animals, whether on foot or by vehicle, is prohibited on or from roads in Dove Creek Ranch. Purchaser understands that these restrictions and covenants are filed in the Real Property Records of Edwards County, Texas.Ģ. That these covenants are to run with the land and shall be binding on the Purchaser and all persons claiming under him. The property in the Dove Creek Ranch, as recorded in the plat records of Edwards County, Texas, is subject to the covenants hereby made by the developer, (Seller), to-wit:ġ. |
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